Broker Check
Avinash Deshpande, CLU, ChFC

Avinash Deshpande, CLU, ChFC

Chairman

Avinash (Raj) Deshpande is the Founder and Chairman of “The Capital Legacy, LLC” and has provided sound financial planning for clients since 1978. 

Raj emigrated from Bombay, India to the United States in 1969 with the goal of completing his Master of Science degree in Structural Engineering as well as attaining the Professional Engineer designation for New York State.  After receiving his designations, Raj worked as a structural engineer, designing highways, bridges, subways and power plants until 1977.  At that time, by coincidence, he became interested in financial planning which was just an upcoming field in the US.

Upon beginning his financial career in Insurance, Raj quickly earned the professional designations of Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). His work in the industry has earned him lifetime membership in The Million Dollar Round Table - Top of the Table.*  Raj is currently licensed in numerous states for life, health, and property & casualty insurance, as well as registered to offer access to investment products in the market.

Since 1990 Raj has offered numerous educational seminars and lectures for Retirement and Tax Planning strategies, as well as Estate and Charitable Trust planning across the United States to corporate employers/employees, as well as members of non-profit organizations for their fund raising needs.

Continuing to expand his business, Raj gained and currently maintains FINRA registrations with Series 7, 22, 63 and 65 registrations through LPL Financial.  As a Wealth Advisor with LPL Financial, he designs comprehensive financial plans that incorporate the client’s long-term life goals, risk tolerance, financial capabilities, and tax-planning needs.  His clients include business owners, physicians, and other high net-worth individuals, for whom he has developed 401(k), Profit Sharing and Defined Benefit plans, employee benefit plans, retirement plans, lifetime wealth planning and protection strategies. He has developed strategic alliances with a broad group of specialists including attorneys, plan providers, actuaries, and CPA’s to ensure all aspects of the financial plan are complete. 

Raj has been married for over 40 years to Meena and they have two adult children and four grandchildren.  He enjoys many hobbies that include writing/publishing articles, poetry, music, and singing.  He has also travelled around the world with Meena, his family and friends.

 

*Million Dollar Round Table is not affiliated with LPL Financial.