How to Retire Early Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts. Share | Related Content Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.